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Kotani Pay Partners With Pezesha To Enable Blockchain-powered Merchant Marketplace Lending


May 10, 2021, 3:13 p.m.

Kotani Pay has partnered with Kenya’s Pezesha to enable blockchain-powered lending to merchants across supply chain verticals in Kenya and Ghana.

Kotani Pay is a technology stack that enables blockchain protocols, dapps, and blockchain fintech companies to integrate seamlessly into local payment channels, providing them with a reliable on-ramp and off-ramp service, to reach a wider customer base in Africa. Their technology enables companies that are pushing the boundaries of innovation in lending, savings, insurance, gig work, and community incentive systems.

Pezesha on the other hand is a lending platform that takes a different approach concentrating on Small and Medium Enterprises (SMEs) and enabling these businesses through their marketplace that connects entrepreneurs and small merchants to working capital in a collaborative fashion.

The company takes a collaborative approach to utilize capital from banks and other financial institutions in the market seeking purposeful returns by lending to creditworthy quality SMEs.

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According to the founder, Hilda Moraa, the company is seeking to leverage blockchain infrastructure in the short and long term to strengthen its marketplace to create a global network effect. This she explained that blockchain allows the company to democratize its loans and ensure they are competitive to their borrowers.

“This partnership allows us to leverage alternative decentralized methods that fuels our mission of driving inclusive finance that is cheaper to the underserved/excluded SMEs, in the end, benefiting everyone in our Pezesha ecosystem through a shared economy,” says Moraa.

She added that they have also been able to receive international funds from lenders in a quicker manner than ever before with cost-effective transfers.

Pezesha also has a scoring technology, Patascore that leverages alternative wider data sets. It can effectively credit score SMEs who are unbanked and give them access to affordable credit where there is limited data or credit history.


tag: Blockchain, finance, digital payments, SMEs,


Verny Joy Author

Verny loves to write poetry, fiction and quotes. Her love for writing landed her in journalism. She loves gadgets and travelling to explore new places.